Loan Rates

Loan TypeFinancingMax TermsAPR*
New Vehicles
New Vehicles: 2011 vehicles and newer less than 10,000 miles
100%72 Months1.99%
Used Vehicles
Used Vehicles: 2011 vehicles and older with more than 10,000 miles
100%72 Months1.99%
New Boats90%120 Months6.24%
Used Boats90%120 Months6.74%
New RVs90%120 Months6.24%
Used RVs90%120 Months6.74%
New Motorcycle100%60 Months6.24%
Used Motorcycle100%48 Months6.74%
New Harley Motorcycle100%60 Months4.00%
Used Harley Motorcycle100%60 Months4.25%
Personal Loans100%Up to $7,500 and 60 Months9.99%
Share Secured**100%60 Monthscall for quote
CD / MMIF Secured**100%12 Monthscall for quote
Line of Credit
(Overdraft Protection)
12 Months12.25%

Transfers will be in $100 increments.

Additional loan incentives and programs available:

  • affordable GAP insurance, all policies $350
  • affordable Mechanical Breakdown/Extended Warranty program available on most vehicles

* Annual Percentage Rate. Rates and terms subject to change. APR includes .25% rate reduction for automatic payments.

** Share/Certificate/MMIF Secured: The annual percentage will be the dividend rate paid on the Certificate of Deposit plus 3.00%. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default of the plan. The annual percentage rate will be disclosed on the voucher at the time of the advance.